use payment method for stripe paymentintent

I have this:

const stripe = require('stripe')('sk_test', {
        stripeAccount: 'acct_...'
    });
const paymentIntent = await stripe.paymentIntents.create({
    amount: 1900,
    currency: 'cad',
    customer: 'cus_...',
    // confirm: true,
  }, {
    stripeAccount: 'acct_...',
});
console.log(paymentIntent)

so then I go to run this paymentIntent, and it works, but doesn't actaully charge the customer because it says that it has no payment method on file. So then I take this customers id, and look at my stripe dashboard, and it shows the payment method there, and the method matches with the id. so now I believe I am doing something wrong creating the paymentIntent, but the payment is going through, just not confirmed because it says no payment method attached! So why is this not working?

error: UnhandledPromiseRejectionWarning: Error: You cannot confirm this PaymentIntent because it's missing a payment method. You can either update the PaymentIntent with a payment method and then confirm it again, or confirm it again directly with a payment method.

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